This Privacy Policy describes how we collect, use, and protect your data when you visit the www.sgdtips.com website ("Website").

What information we collect

Personal information

We collect your name and email address when you voluntarily provide them to us. This may happen when you:

• Subscribe to our newsletter
• Fill out our contact form
• Email us directly

We use your name and email address to communicate with you, and send you marketing emails.

Non-personal information

We also collect some non-personal information about your device and browser when you access our Website. This includes:

• Browser name and version
• Device type and operating system
• IP address and location
• Date and time of your visit
• Pages you view and links you click on our Website

We collect this information automatically using server log files and cookies. We use this information to analyze how our Website is used, improve its performance, and customize your experience.

Cookies and tracking technologies

Cookies are small files that are stored on your device by your browser when you visit a website. They allow the website to recognize your device and remember your preferences. Cookies can also be used to collect information about your online activity and behavior.

Our use of cookies

We use cookies for various purposes, such as:

• Tracking and Analytics: to measure how many users visit our Website, how they interact with it, and what content they prefer
• Site Performance: to optimize the speed, functionality, and security of our Website

You can manage your cookie preferences in your browser settings. However, disabling cookies may affect some features of our Website.

Google Adsense use of cookies

We use Google Adsense to display ads on our Website. These ads may be based on your interests, browsing history, or location. These ads may also use cookies or other tracking technologies to collect information about your online activity. We do not have access to or control over these cookies or technologies. Refer to this section if you want to opt out of Google personalized ads.

Business partners use of cookies

We earn commissions from our business partners (e.g. merchants or Affiliate Networks) when you buy something on third-party websites (e.g. online-shops) after visiting our Website. They send us information about your online purchases using tracking cookies. We only get information related to the commissions, such as the amount and time of your purchase. We do not get any information that can personally identify you. We only use this information for billing purposes.

How we use your information

We use your information for the following purposes:

• Providing and personalizing services: to deliver the services you request, respond to your inquiries, and tailor our content to your preferences
• Analytics and improvement: to understand how our Website is used, identify areas for improvement, and enhance its quality and functionality
• Marketing and advertising: to send you periodic marketing emails about merchants news, updates, related products and offers, or promotions that may interest you

Third party websites

Our Website may contain ads or other content that link to the websites and services of our partners, advertisers, sponsors and other third parties. We have no control over or liability for the content or links on these websites and services. They may change frequently and have their own privacy and customer service policies. When you visit or interact with any other website, including those that link to our Website, you are subject to their own terms and policies.

Your data protection rights

You have the following rights regarding your personal information:

Right to access

You have the right to request a copy of the personal information we hold about you.

Right to rectification

You have the right to request that we correct any inaccurate or incomplete personal information we hold about you.

Right to erasure

You have the right to request that we delete any personal information we hold about you, unless we have a legal obligation or legitimate interest to keep it.

Opt-Out of marketing communication

You have the right to unsubscribe from our mailing list at any time. You can do so by clicking on the unsubscribe link at the bottom of each email or contacting us via our Website. We will process your request as soon as possible.

Choice regarding cookies

You can adjust your cookie settings in your web browser. For comprehensive information about cookies, including instructions on viewing, managing, and deleting them, please refer to the following resources:

• www.aboutcookies.org
• www.allaboutcookies.org

If you don’t want Google Analytics to track your online activity across all websites, visit tools.google.com/dlpage/gaoptout. If you don’t want Google to show you personalised ads based on your interests and browsing history, visit https://adssettings.google.com/authenticated. Please be aware that disabling all cookies may affect your ability to access certain parts of our website or other websites. You may still see ads on websites, but they may not be relevant to you.

Disclosure of your personal data

We do not sell, trade, or rent your personal information to others. We may share your personal information with third parties only when:

• We have your consent
• We need to provide you with a service that you requested
• We need to comply with a legal obligation or enforce our policies
• We need to protect our rights, property, or safety or those of others

We may also share aggregated or anonymized information that does not identify you with third parties for research, analysis, or marketing purposes.

Business partners

We may give a unique ID to each click on a promotional offer (“Click-ID”) and share it with the business partner who shows the offer. If you later sign up or buy something on their website (e.g. in an online-shop), they will know you came from our Website and we will get our commission. We also work with some Affiliate Networks, who link us with merchants and handle the technical and billing part. In these cases we provide the Click-ID to them. They may use their own tracking cookies when you see and click on an offer (e.g. on a coupon) on our Website.

Service providers

We collaborate with technical service providers who may have limited access to your personal data, strictly for the purpose of delivering their designated services. For example, we use technical service providers to manage our Newsletter or to host our Website. Rest assured that these service providers are bound by strict confidentiality agreements and are prohibited from disclosing your personal data to third parties or using it for any other purposes than instructed.

Security of your information

We take appropriate measures to protect your information from unauthorized access, use, disclosure, alteration, or destruction. Some of the measures we use are:

• Encryption: we encrypt your information using SSL/TLS technology when it is transmitted over the internet
• Firewall: we use firewall to prevent unauthorized access to our servers and databases
• Access Control: we limit the access to your information to only those employees, contractors, or partners who need it to perform their duties

Changes to this privacy policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated version on this page and indicating the date of revision. Your continued use of our Website after the changes take effect constitutes your acceptance of the new Privacy Policy.

Contact us

If you have any questions or requests regarding this Privacy Policy or your personal information, feel free to contact us. This Privacy Policy was last updated on October 26, 2023.